The Brownstone Insurance Program offers a Package Policy to condominium associations thru American International Insurance Company. The American International Insurance Company Package Policy covers improvements made by unit owners under the Master Policy. This means the insurance adjuster is to refer to the policy in the event of a claim and disregard the wording in the condominium documents.
The American International Insurance Company Package Policy will include standardized policy form 78202 (edition 07/01) which defines Building Coverage as follows:
What is covered by the building?